Do you know that experts are actually wrong a lot of times? For example, they are usually wrong about the future, especially when they die earlier than many non-experts. Just remember this: If you do not want your experts to give you a lot of wrong answers, do not ask them a lot of difficult questions. This keeps their reputations intact and keeps you from making a lot of bad decisions. Don’t forget to send me your address so that I can send you my invoice. My non-advice doesn’t come cheap. After all, I have learned from some of the very best experts out there, way out there. —RLN